12KBW’s strong and valued links with many of the UK’s leading insurance companies have enabled us to develop considerable expertise in this area. We act on a regular basis in cases at all levels, and our experience ranges from lower value hire claims to claims valued at hundreds of thousands of pounds.
The strong reputation of our team has seen us act frequently in cases raising novel and complex arguments of principle and law. We have been instructed in some of the seminal cases, including Copley v Lawn (intervention letters) on appeal, and Opoku v Tintas (mitigation) and Singh v Yaqubi (fleets of vehicles) at first instance. Further cases include McBride v UK Insurance Ltd (basic hire rates and nil excesses) in the Court of Appeal, and Gonzalez v Dignity Funerals Ltd (‘rebuttal’ rates evidence) and Abdi v Fletcher (‘cross-hire’ rates) in the County Court.
Our barristers are well-versed in the common arguments on enforceability, need, period and rate. However, we also bring to bear particular expertise in cases involving more complex issues, such as agency, ‘type of vehicle’ arguments, fleets of vehicles, loss of profits, credit repair schemes, intervention letters and subrogation.
Our particular specialism in motor insurance law means that we have considerable experience of issues relating to the recoverability of credit repair charges in the context of the MIB agreements. Our dedicated fraud team is familiar with the issues arising in claims which include allegedly fraudulent hire elements.